Sheshunoff’s Loan Policies Manual is a comprehensive credit policy manual for all lending activities throughout your organization. The manual focuses on reducing risk and gives you sample lending policies that will satisfy your regulators. By identifying weaknesses and controlling risky underwriting practices, you can avoid undue attention during on-site examinations. Even if you already have lending policies in place, this guide is useful to make sure everything is complete.
The manual covers:
• General lending standards • Consumer lending • Residential mortgage lending • Commercial real estate and construction lending • Non-real estate business lending • Specialized lending and credit extensions • Customer verification and authentication requirements • Workout credits and problem assets • Risk assessment and management • Processing loans over the Internet • Applicable laws and regulations
Sample policies make it easy for you to customize documents and distribute them to loan officers. The risk tolerance and strategic objectives of the institution can also be tailored into your own written policies.
Cultural objects have been on the move for a long time. Yet there has been no comprehensive survey to date of the current state of affairs with regard to immunity from seizure of foreign cultural objects belonging to foreign States that are on loan for temporary exhibition. This study fills that gap by examining whether there is any rule of (customary) international law stipulating that such cultural objects are immune from seizure, or whether such a rule is emerging. It also examines relevant State practice and the reasons behind it. This volume thus provides greater clarity and legal certainty in the field of lending cultural State property and should be of use both to States and to cultural institutions.
This volume grew out of Wiley’s well-received Handbook of International Business, published in 1982. The latter has been updated and expanded and now appears as two separate books: the Handbook of International Business, Second Edition, and this book, the Handbook of International Management. Distinguished contributing authors provide enlightening discussion of topics such as the legal and political aspects of managing an international business, international banking, taxation, accounting, international marketing, labor relations, and public relations. Chapters also cover forecasting exchange rates; organization design; offshore sourcing, subcontracting, and manufacturing; technology transfer; international investment banking; and much more.
This revised edition has updated its predecessor, with new features such as: a review of loan concepts and terminology and discussion of the standards for asset sales. It also includes a detailed dissection of participation and assignment agreements.