List of Loan Book Of Icici Bank E-book

Download Business & Economics ebook, World Bank Publications, Priya Basu.

Improving Access to Finance for India’s Rural Poor
by Priya Basu

“Finance is an extraordinarily effective tool in spreading economic opportunity and fighting poverty. India has a relatively deep financial system and wide network of rural banks. But India’s financial markets and institutions have not served poor people well; despite improvements in the delivery of financial services over the past three decades, the vast majority of India’s poor households, who are concentrated in rural areas, do not have access to formal finance. Improving Access to Finance for India’s Rural Poor examines the current level and pattern of access to finance for India’s rural households, evaluates various approaches for delivering financial services to the rural poor, analyzes what lies behind the lack of adequate financial access for the rural poor, and identifies what it would take to improve access to finance for India’s rural poor. Based on the analysis of a large-scale rural household survey, in combination with an evaluation of the role of financial markets and institutions, this title also examines different forms of financial service provision, including formal, informal and microfinance, raises questions about approaches used so far to address financial exclusion, and makes recommendations for policy advisors and financial service providers on how to scale-up access to finance for India’s rural poor, to meet their diverse financial needs (savings, credit, insurance against unexpected events, etc.), in a commercially sustainable manner. Its conclusions will be of interest to anyone involved in economic policy, finance or microfinance, poverty analysis, and poverty reduction.”

Small Customers, Big Market
by Malcolm Harper, Sukhwinder Singh Arora

Copublished by ITDG Publishing, London and TERI, New Delhi, this book shows commercial bankers that they can profitably provide microfinance services to the poor. It illustrates, through the experience of particular banks, why banks have become involved and how they have made a success of their involvement. The eighteen case studies, from all parts of the world, show that banks can earn good profits at the same time as serving the needs of people who previously lacked access to financial services. The authors also demonstrate to foreign aid donors, policymakers, NGO staff and microfinance practitioners that it is often quicker, less expensive and more effective for microfinance services to be provided by commercial banks than by specialist microfinance institutions.

Finance for Non-Finance People
by Sandeep Goel

Finance is key to every business organization as well as outside. This book makes sense of the finance world from a non-finance perspective. It introduces, explains and demystifies essential ideas of business finance to those who do not have financial background or training. Lucid, accessible yet comprehensive, the book delineates the financial workings of businesses and offers an overview of corporate finance in the global context. The volume:

  • Contains effective tools for financial communication, monitoring, analysis and resource allocation
  • Provides important learning aids such as figures, tables, illustrations and case studies
  • Highlights fundamental concepts and applications of finance
  • Surveys global corporate practices, recent trends and current data

A guide to building financial acumen, this book will be a useful resource for executive and management development programmes (EDPs & MDPs) oriented towards business managers, including executive MBA programmes. It will benefit business executives, corporate heads, entrepreneurs, government officials, teachers, researchers and students of management and business besides those who deal with finance or financial matters in their daily lives.

Current Affairs Capsule July 2018

All the Important Current Affairs of July 2018 in one place. Download the PDF & have command over the General Awareness Section.

Grit, Guts and Gumption
by Rajesh Chakrabarti

‘If both banks grew at the rate they have achieved in the past four years, ICICI Bank will overtake State Bank in four years in terms of deposits’—Business World, July 2007

‘Even a casual glance at SBI . . . reveals a bank fuelled by growth . . . SBI has swamped almost every segment of industry it has stepped into’—Business India, August 2009

This is the story of the carefully planned resurgence of the State Bank of India (SBI) from a laid-back incumbent under threat from private players to a customer-oriented competitive organization that has outperformed rivals despite several constraints. The leadership at SBI succeeded in reshaping perspectives and profitability at the bank, which employs a staggering 200,000 people, notwithstanding salary restrictions and regulatory bottlenecks. While the primary thrust was on changing employee attitude towards their own organization and, of course, its customers, the transformation exercise was broadbased, encompassing fundamental changes in technology, processes and business-mix alike.

In about three years beginning 2006, SBI not only defended its own lair against the siege of younger, leaner, meaner rivals, but actually took the battle to the attackers’ domains. SBI’s size and setting make the story an inspiring example to other organizations, particularly in the public sector. Written in a fluid and engaging style, and backed by facts, figures, analysis and anecdotes, the book challenges several stereotypes and dogmas common in today’s management circles.