Real Estate Financing features a CD-ROM containing over 40 deal-specific forms and checklists, covering everything from complex loan workouts to simple residential closings. The forms on CD-ROM include information about each term and how it can be modified, with separate variations for lenders, borrowers or other parties. A “Data Input Sheet” lets you use the forms with widely available software and can serve as a “term sheet” for the transaction. The accompanying volume provides explanations of the issues along with the guidance you need to draft working documents quickly.
Real Estate Financing includes: checklists for loan modifications; wraparound mortgage loans; subordinations; loans secured by condos, co-ops and time shares; sale-leasebacks; contingent interests; securitizations; deeds in lieu and consensual foreclosures; participations; installment sales; sales of mortgage loans; and much more. The checklists highlight “deal” terms, flag risks and hot issues, and direct users, through cross-references, to alternative approaches and analysis. Standards issued by ratings agencies for securitized loans are discussed in detail, as are the EPA and ASTM standards for Phase I environmental reports and the best Web sites for forms and drafting requirements.
Recommends the adoption of multiple strategies for agricultural extension and a flexible attitude by governments in addressing the issue. Agriculture contributes significantly to the growth of many developing countries. Its development is closely linked to several key interrelated factors such as infrastructure, research, extension, farm inputs, rural credit, price policies, and marketing. This paper examines agricultural extension within this context, drawing on a variety of ongoing cases throughout the world. The author stresses the need for governments to define a specific strategy for extension and to re-examine the role of the public sector.