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Banking Strategy, Credit Appraisal and Lending Decisions

Authors : Hrishikes Bhattacharyya
Publisher : Oxford University Press
Published Date : 1998
ISBN-13 : 9780195648508
Page : 725 Pages
Language : en

Descriptions Banking Strategy, Credit Appraisal and Lending Decisions

The liberalization of the financial sector demands a new technology to cope with the rising pressures on the profitability of banks and financial sector institutions. Analyzing lending strategies, credit appraisal, risk analysis and lending decisions, while keeping in mind the broad framework of corporate banking strategy, this book emphasizes that lending is no longer an activity restricted to the assets side of the balance sheet. It must emanate from and fit snugly into the overall corporate objective of a lending organization and, in the process, it must integrate the expanding range of activities into the mainstream lending business.

An invaluable tool for practicing managers and students of business and financial management, this book demands no prior specialized knowledge of the subject, taking readers from the rudiments of credit appraisal to advanced levels of decision-making. Numerous examples from the world of business have been provided to facilitate a better understanding of the vast and significant changes in the financial market.

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